Put simply, gearing is borrowing money to invest. By adding borrowed funds to your own funds, you increase the total amount invested. So the returns, as a proportion of your original capital, are 'geared up', or magnified.
Just because you had your personal and financial situation assessed by a property investment consultant and put into practise a year (or more) ago, doesn't mean that your investment portfolio and mortgage structure is doing you any favours today. In fact,
An uncertain economy has not impacted negatively on the Brisbane housing market this year, with values increasing over the last 12 months, house prices in Brisbane have increased by 1.59% and units have increased by 1.11%.
Changing demographics of the local population play a factor in which property types will increase in demand and therefore value.